Flexible, affordable health insurance plans for individuals and families.

What makes us unique?

Our alternative approach to healthcare is different than coverage you may have had in the past. We bundle plans so you can build the coverage you need at a price that works for your budget.

    Here's what our members love about our unique plans

    Find out why our growing community of engaged healthcare consumers have said yes to our unique approach!

    Supported care every step of the way

    Supported care every step of the way.

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    Healthcare that rewards savvy choices

    Our plans provide set/fixed amounts towards eligible care received. This incentivizes our members to make informed decisions when seeking treatment.

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    Savings of 40% - 50% compared to ACA.

    Our premiums are significantly lower than traditional major medical or ACA plans. Our members have reported savings of 40% – 50% compared to major medical and ACA.

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    Benefits that pay first

    Unlike traditional health insurance – you have first-dollar benefits. Meaning, you do not have copays or coinsurance. And, you do not have a deductible to meet before your plan starts paying for outpatient care.

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    No network restrictions or pre-authorizations

    Our plans prioritize your freedom and flexibility when it comes to healthcare. Traditional major medical plans often limit you to networks – which are usually local networks – but, with your fixed indemnity plan, you have the flexibility to see doctors and specialists at the medical facilities you prefer – nationwide – without the constraints imposed by network restrictions.

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    Healthcare that rewards savvy choices

    Our plans provide set/fixed amounts towards eligible care received. This incentivizes our members to make informed decisions when seeking treatment.

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    Supported care every step of the way

    You’re never alone! Our plan includes several tools and resources to help you find quality care at a fair price.

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    The information contained on this Web Site does not constitute investment advice, and is not an offer to sell or a solicitation to buy any security or any insurance product. All insurance and/or securities transactions require signed agreements between New Era Life Insurance Companies and its customers, and the terms of those agreements are binding on the parties. No other representation, whether made in person, online, electronically, in written, graphical, or verbal communication, may alter the terms of those agreements except that your use of this Web Site constitutes your agreement to the additional Terms of Use applicable to such use. Some products may not be available in all jurisdictions. In addition, any prospectus information available on this Site is posted for informational purposes only.